Investing in high-value real estate has traditionally been out of reach for most retail investors, but the emergence of fractional ownership platforms is changing the landscape. Per Annum, a Delhi-based alternative investment company, has recently launched its fractional real estate product, “Estates”, in Bangalore, allowing individuals to co-own premium residential properties with a minimum investment of just ₹10 lakh (~$12,000).
Making Premium Properties Accessible
Fractional ownership enables investors to buy a share of a high-value property instead of purchasing it outright. This model significantly lowers the barrier to entry while maintaining exposure to the potential appreciation and rental income of luxury real estate.
According to Per Annum, the platform provides:
- Simplified investment process – users can invest online without dealing with traditional property purchase complexities.
- Diversification – investors can spread capital across multiple properties, reducing risk.
- Liquidity potential – fractional ownership platforms are exploring secondary markets where shares can be traded.
Blockchain and Tokenization: The Next Step
Many industry experts predict that blockchain technology will further revolutionize fractional real estate investments. By tokenizing property shares, platforms could:
- Ensure secure and transparent ownership records
- Facilitate peer-to-peer trading of property tokens
- Lower administrative costs through smart contracts
This approach aligns with broader trends in crypto and digital assets, where tokenization of physical assets is creating new investment opportunities.
Why Bangalore?
Bangalore, often dubbed the “Silicon Valley of India”, is experiencing rapid growth in luxury residential demand, fueled by a booming tech sector. Investors are attracted to the city for its high potential returns and stable rental yields. Fractional ownership allows more investors to participate in this high-growth market without the financial burden of full property acquisition.
The launch of Per Annum’s fractional real estate product in Bangalore signals a shift toward inclusive, technology-driven investment models. As blockchain and tokenization mature, platforms may offer global access to premium properties, bridging the gap between traditional real estate markets and digital finance.
