According to a new JPMorgan report, fintech giant Stripe is making a strong comeback to the crypto sector — and could open access to a $350 billion market.
The analysts highlighted Stripe’s rapid transformation from a payments processor to a global fintech powerhouse now integrating AI, stablecoins, and blockchain infrastructure.
Profitable Growth and Blockchain Expansion
Stripe turned profitable in 2024, processing over $1.4 trillion in transactions annually. The company recently launched the Tempo blockchain, a Layer 1 network designed specifically for financial applications. Additionally, Stripe acquired Bridge, a stablecoin payments platform, and Privy, a crypto wallet provider.
According to JPMorgan, these moves position Stripe as a key player in the emerging AI-driven, borderless financial ecosystem. The bank called Stripe a “beneficiary of borderless financial services,” citing its early partnerships with AI startups and involvement in the rise of agentic commerce — a new paradigm where AI agents make autonomous financial decisions.
AI, Stablecoins, and the Future of Payments
Stripe’s co-founder and CEO Patrick Collison described Tempo as a payments-focused L1 blockchain, optimized for real-world use cases in financial services.
“JPMorgan notes that these initiatives put Stripe in a strong position to benefit from the convergence of AI agents, stablecoins, and programmable money in global commerce,” the report said.
However, analysts also pointed to potential risks — including scaling challenges and regulatory uncertainty surrounding stablecoins in the U.S. and under the MiCA framework in the European Union.
Earlier this year, Stripe also introduced the option for subscription payments in stablecoins, signaling a deeper commitment to blockchain-based financial tools.
