ClearBank, a leading UK-based clearing and embedded banking platform, has announced a strategic partnership with Circle, the issuer of USDC and EURC, to bring instant cross-border stablecoin payments to European financial institutions and fintechs.
The collaboration will integrate ClearBank’s real-time banking infrastructure with the Circle Payments Network (CPN), allowing users to move funds seamlessly between fiat and stablecoins while maintaining full regulatory compliance under the EU’s Markets in Crypto-Assets (MiCA) framework.
According to the companies, the integration will help reduce settlement delays, lower transaction costs, and enhance liquidity management for banks, payment providers, and digital asset platforms operating across Europe.
“Traditional cross-border payments are still plagued by high fees and slow settlement times. By combining ClearBank’s regulated infrastructure with Circle’s blockchain-based settlement layer, we’re creating a new standard for financial efficiency,” said a ClearBank spokesperson.
The partnership also allows EU-based businesses to access USDC and EURC directly through ClearBank’s APIs, eliminating intermediaries and providing on-chain transparency for all transactions.
Industry analysts note that this move represents a significant milestone in the mainstream adoption of stablecoins, bridging the gap between traditional finance and Web3. It also positions Circle as a key enabler of Europe’s emerging digital payment landscape following the implementation of MiCA rules.
With this initiative, both ClearBank and Circle aim to pave the way for real-time, borderless financial ecosystems where fiat and digital currencies coexist seamlessly — 24/7.
